Every payment Nigerians need, in one app.
From Monday-morning airtime to exam PINs for the kids — Paya handles it all with clear fees and instant receipts.
Airtime
Instant top-ups for MTN, Airtel, Glo and 9mobile — for yourself or anyone else.
Data
Browse-ready data bundles for every network, with clear, honest prices.
Electricity
Buy prepaid units and get your meter token instantly from any of Nigeria’s 11 distribution companies.
TV & Cable
Renew DSTV and GOtv subscriptions in seconds — your smartcard is verified before you pay.
Send Money
Transfer to any Nigerian bank account, with the account name verified before you send.
Exam PINs
WAEC, NECO and NABTEB exam PINs, delivered straight to your receipt with a copy button.
Wallet Funding
Get your own Paya account number and fund your wallet by simple bank transfer — credited automatically.
Withdrawals
Move money from your wallet to any verified bank account, whenever you need it.
Ready to try it yourself?
Create a free account and make your first payment in minutes.
Get started free
Get the Paya app on your phone
Install Paya directly from your browser — no app store needed. It opens full screen with its own icon.